My Cost of Living on 20K

It's been over a year since I wrote my cost of living on 37K, and obviously as a private teacher my schedule went through some ups and downs since my first cost of living post. It's about time for an update, so you can see what life might be like on the other side of the coin. Here's my cost of living making around ฿20,000 a month in Chiang Mai, Thailand.


This is definitely not one month's salary!

Tripping Down South: Ko Phangan & Ko Tao

Ko Phangan, island, Thailand, beach
The beach at night on Ko Phangan.

In March 2013, my boyfriend and I had begun our holiday in the south of Thailand, starting off in Bangkok, where we fled Khao San Road, stalked the malls, became Skytrain experts, and had the ceiling of our hotel room collapse. We then explored a bit more of Bangkok by motorcycle taxi, and landed up at The Museum of Death. After leaving The City of Angels, we had a quick break in Ko Samui, and then headed off to camp on a deserted island. So far, our trip had been overwhelming, fascinating, frustrating, fantastic, and breathtaking, and it was far from over.

After camping on the island of Koh Wua Talap for three days, and exploring the beauty of the Mu Ko Ang Thong National Marine Park, we made our way by ferry to the island of Ko Phangan, which is a notorious "party island". Unfortunately, my boyfriend and I were exhausted, and just excited to eat some restaurant food and pass out on a soft bed. And that's exactly what we did.

Ko Phangan, in our opinion, was much nicer than Ko Samui. Of course, we could explore more of it quicker, as it is smaller and less populated. We could not, however, explore further inland, as most of the natural forest and mountainous area is pretty much inaccessible by vehicle, and I doubt many tourists leave the bustling coastline to wander around the wild parts of the island.

We ended up staying there for two nights, and spent most of our time wandering around slurping fruit shakes, eating delicious Mexican, Western and Thai food, and relaxing at our guesthouse. Our bodies needed a break from the sun and constant travelling, and this is why we didn't really do much on the island of Ko Phangan.


Dog Ko Phangan
I liked this shot of the sleeping dog and statue.
Stoic island dog.
Ko Phangan beach water
Perfect Ko Phangan waters.
Sunset Ko Phangan
Yet another shot of clouds, sky and sun in Ko Phangan.
Pool party Ko Phangan
We enjoyed a few drinks at this place, but had to leave before the party started out of sheer exhaustion.
Ko Phangan sunset beach
Ko Phangan sunset number one.
Ko Phangan sunset beach
Our second sunset on Ko Phangan.
Ko Phangan sunset clouds sky
Beautiful.
Golden Labrador Ko Phangan
Myself and a silly golden labby who hung around our guesthouse.
Ko Phangan island
Leaving the island.

From Ko Phangan we got on yet another ferry, and arrived at our final holiday destination: Ko Tao. As soon as we had arrived on the tiny pier, cramped with tourists and Thai hawkers, selling everything from sunglasses to diving courses, we knew this would be a special place. Our friend in Ko Tao had already hooked us up with Phoenix Divers, who picked us up from the ferry in a truck and took us straight to where we needed to be. While my boyfriend booked himself a diving course, I checked out the free accommodation, which was a cozy fan bungalow at AC Resort. My boyfriend then spent the duration of his course getting free breakfast at AC Restaurant and learning how to dive in various beaches around the island, while I rode around the place on a hired scooter, stopping for food and shopping now and then. On the fourth day, when he had finished his finished his course, we realised we weren't going to leave Ko Tao just yet - we had fallen in love with the place and wanted to explore it together - so we moved a few blocks away to a quieter area. Our authentic and affordable bungalow at In Touch Resort was perfect for us, and right next to their relaxed cocktail bar and restaurant on the beach. This is where the last bits of our holiday were spent, lazing around with pineapple shakes, perfect weather, and each other. Paradise.


A view from Phoenix Diving School during the sunset.
Nitrous oxide
Oxygen, anyone?
Ko Tao island
A shot my boyfriend got while on a boat to a diving spot.
Diving Ko Tao
Practising his diving in the pool at AC Resort.
Big centipede Thailand
This is a huge centipede who joined us in AC Bar. Unfortunately, he had to die for his dangerous, partying ways.
DJ party Ko Tao
A DJ booth overlooking the beach.
Fire-dancing Ko Tao
A fire-dancer outside the bar.
Fire dancer Ko Tao
Another bar, where people sat around on the beach in a fire-dancing trance.
Pretty.
Ko Tao beach
My early morning reading spot at a restaurant.
Ko Tao secret beach
A beach I snuck off to for yoga and meetings with dogs.
Ko Tao beach
Another view of the beach.
Ko Tao sea
A bay from the beach that led to the ocean.
Ko Tao dog
A very cute spotty-nosed dog.
Ko Tao dog
A character casually chilling in the road.
In Touch resort Ko Tao
The entrance to our rustic bungalow at In Touch Resort.
Ko Tao bungalow
Our bedroom.
Ko Tao bungalow
A very cool, blue bathroom.
A friend.
Tokay gecko Thailand
Another friend - the Tokay gecko.
Ko Tao sunset
My last sunset shot on our trip, waiting for the ferry to go back home.

My Cost of Living on 37K

By February 2013, I was merrily working away at my numerous jobs and hobbies, and making a good salary by Chiang Mai standards. Generally, the salaries here are lower than Bangkok, and as Chiang Mai is becoming more and more popular, the good teaching jobs are becoming more and more sneaky. Employers will pay you less because they know you've already fallen for the city, and before you know it you'll be speeding along the superhighway four times a day just to earn that elusive 30k. (FYI, that little rap was entirely unintentional.)

So, I'm going jump right in and totally expose myself here by breaking down my work and money situation at that time (everything's quoted in Thai Baht, and is half the full price because I'm half of a couple):


Cost of Living in Chiang Mai
Rent: 2,750
Bills: 50 for water
300 - 600 for electricity (this depends mainly on air-conditioner usage)
250 for internet
Eating out: Street food or dinners from our local place add up to about 100 a week 
Eating out at restaurants on the weekend cost anywhere between 300 - 500 a week
Groceries: 100 a week at our local fresh market 
100-200 a week at supermarkets
Entertainment: 1,000 or more a week goes on drinks with friends, movies, or in my case, buying clothes. Oh dear. It's much cheaper to have a picnic at a waterfall or take a walk on a mountain – who would've guessed?
Petrol: 300 a week
Airtime: 200 a month. I don't use my phone that much over here - as teachers we've got more than enough time to make plans on Facebook.
Laundry: 20 - 40 a week
Other: 500 - 1,000 a month for picking up a bottle of vitamins, going to the dentist, or taking the occasional yoga class
Monthly total: 12,000 minimum - 14,000 maximum


My various teaching jobs in Chiang Mai
Kindergarten Job: 3 hours a day, 4 days a week
Pay: 400 an hour
Total: 19,200 a month (this is a very good salary for a part-time job)
Language School #1 Hours: on average, 4 hours a week
Pay: 250 an hour
Total: 4,000 a month
Language School #2 Hours: on average, 2 hours a week
Pay: 280 an hour
Total: 2,240
Private Students Hours: 1, 2, or 3 hours a day, 5 days a week
Pay: 300 an hour
Total: 12,000
English Camps Hours: infrequent, as they are hard to fit into busy schedules. One camp could last anywhere from a few days to a week or more.
Pay: 1,000 a day, as well as paid transport there and back, accommodation, and food
Total: depends
Monthly total: 37,440 (not including English camps)


I'm sure many Chiang Mai grumpalumps will try and dispute my claims above, as I've seen endless bickering on forums over salaries and available jobs in the city. Many tend to believe you can't earn more than ฿25,000 here, or that it is impossible to make a living teaching privately or part-time (which is apparently a common teaching option in Bangkok). I've had my own experiences teaching on both sides of the coin, and I have to say I'm a firm supporter of private teaching, and building up your own hours to make your own salary.

It's difficult to detail everything about this particular topic in a blog post, but feel free to email me if you have questions about building up a private network, and where to look for jobs that aren't your typical 9 - 5.

Here are some photos of my various teaching jobs:


Gorgeous little munchkins from my kindergarten. These particular ones are all around 5 years old.
Crazy bunch!
A whole lot of grumpy K3's.
K2's rawrring at me, yikes!
K1, you are so small. Why is this?
More K1's, about to go swimming.
Myself and a class of awesome K2's.
This little guy's the cheeky one.
I love this kid. He regularly told me, "I lub you, Teacher Adrian."
Beautiful little girls.
I love their poses!
Hello sunshine!
Happiness!
A little playground.
A random samlor in an unused corner of my kindergarten.
My Turkish students, and also some of the best people I've ever met.
My Turkish students put together a makeshift farewell party.
Yum!
Learning a traditional Turkish dance.
The lovely Beyza showing me a traditional dance.